Owner Finance Welcome! Minimum 10% down! Welcome to Ocean Ritz, a premier beachfront resort in Panama City Beach! This exceptional 4-bedroom, 4-bathroom penthouse condo seamlessly combines elegance and comfort. Revel in stunning, unobstructed sunset views from your spacious balcony. Whether you're looking for a new home, a vacation getaway, or a lucrative rental investment, this condo embodies the essence of coastal living. Spanning 1,637 sq. ft., this residence boasts one of the most coveted floor plans on the beach. The open, airy design features 10' ceilings and crown molding. The four bedrooms include two Gulf-front suites with direct balcony access. Each of the four full bathrooms are nicely appointed. The kitchen features granite countertops and stainless-steel appliances. The expansive 493 sq. ft. balcony is ideal for entertaining, dining, or simply soaking in panoramic Gulf views and breathtaking sunsets. Enjoy the convenience of covered, assigned parking adjacent to high-speed, air-conditioned elevators. The building offers a seasonally heated Gulf-front pool, a jacuzzi spa, a fitness center, and a sauna. Located in the vibrant heart of Panama City Beach, Ocean Ritz is surrounded by diverse dining, shopping, and entertainment options. With only 63 units in this low-density building and just 3 per floor, this fully furnished condo is ready for you to call home or add to your investment portfolio. All measurements and details are approximate and should be verified by the buyer or their agent if important.