Owner Finance Welcome! LOW DOWN PAYMENT!! Welcome to Ocean Ritz, a premier beachfront resort in Panama City Beach! This exceptional 3-bedroom, 3-bathroom condo seamlessly combines elegance and comfort. Revel in stunning, unobstructed sunset views from your spacious balcony. Whether you're looking for a new home, a vacation getaway, or a lucrative rental investment, this condo embodies the essence of coastal living. Spanning 1,322 sq. ft., this residence boasts one of the most coveted 3-bedroom floor plans on the beach. The open, airy design features 10' ceilings and crown molding. The three bedrooms include one Gulf-front suite with direct balcony access. Each of the three full bathrooms are nicely appointed. The kitchen features quartz countertops, stainless-steel appliances, and extended island. The expansive almost 300 sq. ft. balcony is ideal for entertaining, dining, or simply soaking in panoramic Gulf views and breathtaking sunsets. Enjoy the convenience of covered, assigned parking adjacent to high-speed, air-conditioned elevators. The building offers a seasonally heated Gulf-front pool, a jacuzzi spa, a fitness center, and a sauna. Located in the vibrant heart of Panama City Beach, Ocean Ritz is surrounded by diverse dining, shopping, and entertainment options. With only 63 units in this low-density building and just 3 per floor, this fully furnished condo is ready for you to call home or add to your investment portfolio. All measurements and details are approximate and should be verified by the buyer or their agent if important.