Owner Financing for right terms! Add this little diamond in the rough to your portfolio or begin your investment with this efficiency condo in St Thomas Square. Located in the main plaza building close to everything; restaurants, shopping, amusement parks, and the white sandy beach. This complex has its own shopping center below so you never have to leave unless you want too. A little updating will go a long way here. Unit is unfurnished/blank slate ready for your TLC and owner just replaced glass in windows. This unit is all you need to enjoy your time in Panama City Beach. You can bring your boat and dock right here! What condo can offer that? Enjoy Tennis, a dip in the Lagoon side pool, play shuffle board, socialize in the community room, or hit the sauna. List for top rents or keep for yourself.