'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' POV: You've been patiently waiting for interest rates to improve and for a fully remodeled StA cottage to come on the market.The wait is over!Affectionately known as ''the Lil'' Cottage That Could'', this 1636 sq ft 3 bed/2bath home has received ample amounts of tender loving care since that fateful day in 2018. From the tongue and groove pine walls and ceilings, oak hardwood floors throughout the main living areas, teak butcher block countertops, hardi-plank siding, natural gas for on demand hot water and cooking, this cottage exudes the charm and character you would hope to find in St. Andrews.For piece of mind, the owner will have a whole home inspection completed on August 23rd and currently has a 4pt and wind mitigation report for your review,Arrow pest control will be completing a WDO, Stephens AC will be completing a full service on the HVAC.Roof, windows, siding, trim, fascia, soffit, gutters and on demand gas water heater new since Hurricane Michael. RUUD HVAC, 2015. Exterior doors on the rear of the home have been replaced and one door includes a large pet door.***Owner is a very active licensed Realtor in Bay County.