Welcome to this completely remodeled 4-bedroom, 2-bathroom split-level residence in the heart of Panama City. Located just minutes from shopping, dining, and very close to the beach, as well as minutes to St. Andrews, this home places you at the center of everything.This home features a brand-new HVAC system and ductwork, ensuring year-round comfort, and a new 50-gallon water heater for a reliable hot water supply. The kitchen is equipped with a sophisticated touch-activated faucet and the latest energy-efficient appliances, complemented by stunning new cabinets and quartz countertops. The exterior boasts a brand new driveway and a custom-built, permitted carport, providing ample covered parking.Inside, enjoy a luxurious bathing experience with a custom shower in the downstairs bath and beautifully tiled tub surround in the upstairs bath. The electrical system has been completely updated, and underground power ensures a cleaner, safer, and more reliable supply. The roof, updated in 2019, offers long-lasting protection. The main level is adorned with newly installed, luxurious white oak floors, craftsman-style trim and crown moulding, adding warmth and elegance to the home. Additionally, there is a screened, covered porch off the dining room, perfect for relaxing and enjoying the outdoors, or that morning cup!The upper level features three comfortable bedrooms with cozy carpeting, providing a warm and inviting atmosphere. The lower level includes a large 4th bedroom, second living room and a large bonus room that can be used as a family room or game room, offering plenty of space for entertainment and relaxation. This space could easily be converted to an in-law suite or a 1 bedroom apartment with it's own entrance.Combining thoughtful renovations with a prime location, this property is an exceptional opportunity for anyone looking to settle in Panama City. Don't miss out on the chance to own this stunning home--schedule your showing today!