Take advantage of $20K in seller's concessions, perfect for covering closing costs or buying down your interest rate! Just minutes from the stunning emerald coast waters of the Gulf of Mexico, this fantastic home is situated in the sought-after North Lagoon neighborhood of Panama City Beach, Florida. With 3 spacious bedrooms and 2 full bathrooms, this property boasts elegant granite countertops and solid flooring throughout. It's a turnkey investment opportunity that has been meticulously maintained. The open layout and thoughtful split floorplan make it ideal for both primary residence or vacation rental. Another major perk? The converted 2-car garage, featuring an additional living space complete with games and a wall-mounted TV.Conveniently located just 3 minutes from the nearest beach access, 7 minutes to the Hathaway Bridge, and 20 minutes to the lively Pier Park, this home offers the perfect blend of relaxation and excitement.Fully equipped with high-end furnishings, it is ready for you and your guests. Enjoy the benefits of a short-term rental in this golf cart-friendly neighborhood!Easy maintenance with the metal roof and Hardie Board siding.