Waterfront Mansion Approved for Short-Term Rentals - No HOA!Discover this truly one-of-a-kind waterfront mansion in Panama City Beach, Florida. Nestled on a .49-acre lot at the mouth of a deep water canal, this stunning estate offers unparalleled bay views, making it a boater's paradise. With private access to the water, the property boasts its own boat ramp and a dock with four slips--two large slips suitable for 35'+ boats (one equipped with a boat lift) and two smaller slips. Enjoy 80 feet of deep water bayou frontage for your boats and water toys.The property spans approximately 9,210 square feet under the roof with 5,125 square feet of heated and cooled space. It features 7 bedrooms and 6 full bathrooms, built with cinder-block, poured concrete, and steel I-beams for exceptional durability. Recent updates include a new roof installed in 2020/23 and a new AC in 2017, along with updated electrical and plumbing systems. The estate also offers a 20'x20' detached two-car garage, ample parking with a circular driveway, and a 25'x45' concrete patio attached to the dock.Inside, you'll find two large kitchens perfect for entertaining, five fully renovated bathrooms, a custom floating staircase, and open-concept living spaces. The flexible living options include an upstairs area that can serve as a separate 2-bedroom apartment or a mother-in-law suite. The home also boasts an indoor 45,000-gallon saltwater pool, making it perfect for short-term rentals or large families.Ideal for short-term rentals or large families, this property offers endless possibilities. Owner financing is available, with the seller willing to consider terms as long as he holds the primary mortgage. Terms are slightly flexible. May consider an equity swap for a smaller home in Panama City Beach.Rental projections are available--see the attached photos for more information.Don't miss out on this extraordinary opportunity to own a waterfront mansion with no HOA! Reach out today to learn more and schedule your viewing.Seller/Owner is a licensed Florida Realtor.