Welcome to your dream home, centrally located in Panama City Beach with no HOA fees! This stunning property is surrounded by several other newer homes, creating a charming and cohesive neighborhood feel. The open floor plan is perfect for modern living, boasting 9' ceilings that provide an airy, spacious vibe throughout. The kitchen is a chef's delight, featuring sleek stainless steel appliances, a large kitchen island for prepping and dining, and gleaming granite countertops. Just off the kitchen, the separate dining room offers a more formal setting with its elegant tray ceiling, ideal for entertaining family and friends.The master bedroom is a true retreat, also featuring a stylish tray ceiling, offering a sophisticated touch. The en-suite master bathroom is designed with comfort in mind, with a double vanity providing ample space and a tiled shower that exudes luxury. The fully fenced backyard is a private oasis, perfect for outdoor gatherings or relaxing in the sun. It even includes a storage shed for extra space and raised flower beds, perfect for gardening enthusiasts.Built with top-tier materials and thoughtful touches throughout, this home features Hardie board siding for durability, luxury vinyl plank (LVP) flooring in the main living areas and master bedroom for a sleek, modern look, and enhanced insulation for energy efficiency. The roof is constructed with 30-year shingles, providing long-term protection. Nice size yard with an irrigation system ensures your yard stays lush and vibrant with minimal effort.With its exceptional design, quality finishes, and prime location, this home is the perfect blend of style, comfort, and convenience. Don't miss the chance to call this beautiful property your own!