Discover your dream home located on Calloway Creek just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. Imagine waking up to breathtaking water views & enjoying the convenience of adding your own private dock or luxurious pool to create the ultimate outdoor oasis. Navigate Callaway Creek all the way to Callaway Bayou & Shell Island. Enjoy true serenity and activities like fishing, paddling, kayaking & boating right from home. Don't miss this rare opportunity to own a beautifully appointed home in paradise with NO HOA! Prime location near Tyndall AFBInterior offers beautiful architectural details like tongue and groove pine vaulted ceilings, incredible pocket sliders bringing the outside in and upscale state of the art kitchen. Additional features are ensuite bathrooms for every room, stainless appliances, Quartz countertops, an open floor plan ideal for entertaining and premier indoor/outdoor living with an expansive covered back porch. The lot is large enough for a pool and you can add a dock for easy access to the water. Not one but two bedrooms are waterfront and you can capture the same stunning views from the living & dining area and kitchen. The main living areas and primary bedroom features luxury vinyl flooring. The ensuite bathrooms are impressive with custom tiled showers and the primary also offers a large soaking tub to unwind in. There is a half bath off the kitchen which is ideal while entertaining. There is nice storage with the 3-car garage and plenty of parking. Don't miss out on this amazing opportunity to own an exceptional waterfront new construction home and the chance to embrace the ultimate coastal lifestyle.