Open to CREATIVE FINANCING to include ASSUMABLE LOAN, RENT to OWN, potential seller financing and more. Exquisite nearly new Truland Home with 4 bedrooms, 2 bathrooms, and 1,935 sq. ft of modern luxury, all nestled on a spacious 0.82-acre lot in a private, partially wooded oasis, Flood Zone X. Equipped with the latest smart home technology, including a Smart Things Hub, Ring Security Doorbell, Nest Thermostat and tankless water heater this home offers both convenience and energy efficiency. Elegant features and upgrades throughout to include crown molding, wainscoting, Ballard Designs lighting, granite countertops all create a refined atmosphere. Step outside to your expansive private backyard which backs up to protected wetlands, ensuring complete privacy with no rear neighbors. This huge lot is ideal for your boat, a private swimming pool, or even an accessory dwelling unit (ADU). Whether you're relaxing on the covered patio, planting a garden, or gathering around the fire pit, the backyard offers a peaceful retreat. Minutes to Beaches, St. Joe Bay, Marina, Downtown, Schools, Boat Launch, and Medical Facilities. No HOA! Experience the best of luxury, privacy, and location in a home where every day feels like a dream you never want to end.